Sir Richard Dearlove is Non-Executive Chairman of Ascot Underwriting Limited and Non-Executive Director of Ascot Group Limited. In 2006 he took on the role of Risk Manager. She joined the team in June 2022, with the aim of helping our 60,000 plus people play their part in Helping Britain Prosper. Get contact details including emails and phone numbers Lloyd's governance structure. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. more What's New Version History Version 108.02 Jas is CEO, Consumer Lending, our centre of excellence for lending propositions, both for customers who bank with us directly and through intermediaries. Janet spent 10 years at Standard Chartered Bank where she held a variety of roles including Retail Banking MD for Africa and non-executive directorships at Standard Chartered Bank Zimbabwe, Kenya, Zambia and Botswana. Based on 1 salaries posted anonymously by Lloyds Banking Group Senior Team Leader employees in Wath upon Dearne, England. At the end of 2015 he was appointed CEO, Scottish Widows and CEO, Insurance and during 2017 he also assumed responsibility for the Wealth division which in 2022 changed to Pensions & Investments. Complaints involving the Jersey and Guernsey branches of Lloyds Bank Corporate Markets plc that it cannot settle should be referred to the Channel Islands Financial Ombudsman. Job Description Summary. Lauras expertise is in risk, governance and control and at PwC, Laura was both an external audit and internal audit partner working with most major banks in the UK. US Branch is small, less than 250 staff, plenty of work, but teams are overworked so limited engagement from staff. Team leaders are fine, helpful, but are under the whip from uncaring senior management, who consider the bank's customers an utter nuisance while mouthing platitudes about the customer being the most important etc. More than 650 management teams have chosen LDC's flexible approach to private equity over the past 40 years. Immediately prior to his current role he was Group Director Retail and Consumer Finance, responsible for the Lloyds, Halifax, Bank of Scotland, Lex Autolease and Black Horse Brands including the retail branch networks, customer products and telephone banking, in addition to Retail Business Banking and UK Wealth businesses. William has worked in financial services for over 25 years, and previously held a number of senior roles at Morgan Stanley, including Co-Head of the Global Financial Institutions Group and Head of EMEA Financial Institutions Group. Registered in Scotland no. Weve been providing motor and home insurance for over two decades, with over 2.3 million customers trusting us to keep them covered. No credit card required. Since joining the Group, Jo has worked in a variety of roles including Managing Director for Business Banking, Group Customer Services, and most recently Managing Director of Lloyds Bank and Bank of Scotland Community Banks. Good work life balance.Good management. Elyn is a Fellow member of the Chartered Institute of Management Accountants, lives in the North West, acted as Lloyds Banking Groups Ambassador for the North for three years to December 2021, and is a Trustee of the MBNA Foundation, a charitable trust. Lloyds Banking Group plc does not guarantee the liabilities of its subsidiaries. . These relationships are delivered through our channels, including around 1,300 branches and our customer-facing teams, the UKs biggest Digital Bank and our telephony and operations teams. She joined the team in June 2022, with the aim of helping our 60,000 plus people play their part in Helping Britain Prosper. Authorisation can be checked on the Financial Services Register at:www.fca.org.uk, Share this page on social, opens a new window. Kirsty graduated from Cambridge University before formally qualifying as a lawyer and has previously worked in senior legal roles for Visa Europe, Thomson Reuters and initially as a practising lawyer in the global law firm, Freshfields Bruckhaus Deringer. * Aggregated Risk Reporting following MaRisk to senior management * Measurement of material risks (internal economic view) incl. Mark was appointed to the Ascot Underwriting Limited Board in 2011 as Risk Director. Next Ltd. 3.4. We bring expertise, passion and commitment to the partnerships we create. click to go to sub menu of Business types, click to go to sub menu of Products and services, click to go to sub menu of Banking online, Stephen Ogborn - Head of Islands Commercial Banking, Jersey, Please enter to access social media links. Vente; Investments; Corporate; see more . Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service. Rules and regulations made under the UK Financial Services and Markets Act 2000, including the Financial Services Compensation Scheme, do not apply to the financial services business of companies within the Lloyds Banking Group carried out from offices outside the United Kingdom. All quotes delayed a minimum of 15 minutes. His focus is to deliver the Bank's vision by creating a high sense of purpose and direction, effective execution and strong leadership. Lee Mcallister LinkedIn: #team #assetfinance #lloydsbank Consenting to these technologies will allow us to process data such as browsing behavior or unique IDs on this site. Cash Management is a member of the Treasury Operations function within Markets and Lending Delivery. The Scheme offers protection for 'qualifying deposits' up to 50,000, subject to certain limitations. Charlie Nunn Executive Director and Group Chief Executive William Chalmers Executive Director and Chief Financial Officer Kate Cheetham Chief Legal Officer and Company Secretary Elyn Corfield CEO, Business & Commercial Banking Sharon Doherty Chief People and Places Officer Prior to joining the Group in 2017 through the acquisition of MBNA, where Elyn was Chief Financial Officer, she held a number of finance leadership roles. Prior to this she was Vodafones Global HR Director, Technology where she drove their award-winning diversity and digital work programme. Prior to joining esureGroup, Andy was the CTO at The Very Group, the UKs largest integrated digital retailer and financial services provider. Link opens in a new tab. Before joining the company in 2020, he was President and CEO of Everest Insurance and Executive Vice President of Everest Re Group, Ltd. Sue has more than 20 years' experience in the financial services sector, having held senior leadership and management roles at Wesfarmers Insurance, Insurance Australia Group and Arthur J Gallagher. We're looking for a Director who'd be responsible for the E-Commerce Field Sales Team. Services provided by the Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc will be subject to the regulatory regime applicable in their respective jurisdiction, which will differ in some or all respects from that of the UK. David is a Fellow of the Chartered Institute of Bankers. Before joining Morgan Stanley, William worked for JP Morgan, again in the Financial Institutions Group. He has managed a wide range of client relationships in his time with the Group in the City of London and the South of England. The Jersey, Guernsey and Isle of Man branches of Lloyds Bank Corporate Markets plc are each separately licensed as regulated deposit-takers in their respective jurisdictions. Before Centrica, Peter worked at Barclays across its retail, corporate and wealth businesses in a range of roles,including leading a turnaround of its unsecured lending business through digitisation and applied analytics,before becoming Managing Director for Marketing, Analytics and Innovation. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you. Before QBE, he was Chief Executive Officer, Europe and India and Chairman of Global Health Insurance for Aviva plc. A Chartered Accountant, Murray has held the posts of Deputy Minister of Finance and Deputy Minister to the Premier in the Government of Saskatchewan, a Canadian province. Lloyds Bank plc (registered in England and Wales (no. Bank of Scotland plc. Reporting by Lawrence White; editing by Jason Neely. Caroline is accountable for leading the HR Function, developing and implementing our people strategy and working alongside the Group Executive to create an organisation and culture that supports and enables our business strategy. In her career she has held several people leadership roles, including being the Head of People for the banking audit practice and the Firm gender balance network sponsor. End Date Friday 10 March 2023 Salary Range 73,616 - 92,020 We support agile working - click here for more information on agile working options. Residents or Nationals of certain jurisdictions may be subject to exchange controls and should seek independent advice before entering into any transactions with us. Jayne re-joined Lloyds Banking Group in December 2022 as CEO, Consumer Relationships, the centre of the Groups growth strategy to deepen our consumer relationships through personalised experience and outstanding customer service. This wealth of experience will be instrumental to esure in its continuation of growth and transformation. He is accountable for the leadership of the finance function, ensuring the effective delivery of all aspects of financial management of the business. She has a blend of strong technical acumen and a detailed understanding of the UK insurance market and ecosystem. Stephen heads the Islands Commercial Banking Team in Jersey responsible for all Corporate and Fiduciary relationships. Previously Joe served as Chief Financial Officer for Ironshore Inc. from 2013 to 2017 and Alterra Capital Holdings Limited from 2007 to 2013. The products and services outlined on this site may be offered by legal entities from across Lloyds Banking Group, including Lloyds Bank plc and Lloyds Bank Corporate Markets plc. T: 0121 214 6560. The Jersey, Isle of Man and Guernsey branches of Lloyds Bank Corporate Markets plc place funds with Lloyds Bank Corporate Markets plc and thus their financial standing is linked to that of Lloyds Banking Group. Jas has worked at Lloyds Banking Group for 16 years and has held a number of roles across the Groups Consumer and Small Business businesses. LONDON (Reuters) - Lloyds Banking Group has reshuffled its senior management team, it said on Wednesday, as Britain's biggest mortgage lender prepares for the next phase of its. Authorisation can be checked on the Financial Services Register. Helen holds a BSc in Mathematics (First Class) from the University of Warwick and is a Fellow of the Institute of Actuaries. 3.2. Katherine Chung, Non-Executive Director for Ascot Group, is Senior Principal, Direct Private Equity for CPP Investments. Sign up for a free account. Before her current role, Elyn was the Managing Director, Consumer Finance, responsible for the Groups Consumer Credit Card, Commercial Credit Card, Unsecured Personal Loan, Motor Finance and Motor Leasing portfolios in the UK. Apply for LLOYDS BANKING GROUP Senior Manager, Strategy and Business Development Job in City of London, United Kingdom . Lloyds Banking Group Engaged Employer Overview 5.4K Reviews 318 Jobs 6.9K Salaries 878 Interviews 1.1K Benefits 32 Photos Follow + Add a Review Lloyds Banking Group Employee Reviews about "senior management" Updated 1 Oct 2021 Find Reviews Clear All Full-time, Part-time English Filter Found 67 of over 5K reviews Sort Popular Popular The technical storage or access that is used exclusively for statistical purposes. Sign up for a free trial of our full service at https://www.breakingviews.com/trial and follow us on Twitter @Breakingviews and at www.breakingviews.com. Previously he served as President and CEO of Saskatchewan Government Insurance and CEO of Wellington Insurance, both property and casualty insurers in Canada. Accounts for start-up and small businesses, Sustainability Voices: Valuable Insights & Expert Opinion, Payment Services for Financial Institutions, Commercial Cards Data Management (CCDM) Visa, Commercial Cards Data Management (CCDM) - Mastercard, From Now to Net Zero: A Practical guide for SMEs, View all our sustainability related insights, Business Barometer monthly temperature gauge, Subscribe to our regular economic insight reports, Extra security checks when you bank and shop online, click to go to sub menu of Products and services, click to go to sub menu of Corporate solutions, click to go to sub menu of Industry expertise, click to go to sub menu of Resource Centre, click to go to sub menu of Banking online, Corporate sectors (100m+ turnover) collapsed, Managing business costs and uncertainty collapsed, Please enter to access social media links. Susan had a 30-year career with the U.S. law firm of Skadden, Arps, Slate, Meagher & Flom LLP. United Kingdom. View Lloyds Bank job listing for a Senior Client Development Manager in London and see more Retail jobs posted by Lloyds Bank employer. Robert Horrocks Chief Financial Officer Rob is Chief Financial Officer of RBS International. The changes include naming Juan Colombas to the new role of chief operating officer, giving Chief Financial Officer George Culmer oversight of the legal and strategy teams, and naming Zaka Mian as group director for transformation. Kate became Group General Counsel (now Chief Legal Officer) in May 2015 and Company Secretary in July 2019. Great team ethos. 48,663 - 54,070. Share on Twitter. Senior Data Officer Menzis sep. 2020 - mrt. We can help you make informed decisions in today's dynamic markets. Management did a great job as promoting growth in the US but I saw the company shrink headcount by 15% in the 3 years I was there. Roy led Accentures UK and Ireland Insurance strategy practice and was one of the key architects of Accentures cross-sector innovation, transformation and digital agenda. He was most recently at MUFG, where he was Regional Executive and CEO for EMEA with responsibility for all of its Global Markets, Corporate and Investment Banking businesses. The telecoms, media and technology industry is a high-growth sector and important enabler of growth for other businesses. National +44 (0)207 758 3787. lkostrzewa@ldc.co.uk. Helen joined Ascot in 2009. End Date Tuesday 14 March 2023 Salary Range 52,912 - 66,140 We support agile working - click here for more information on agile working options. Lorem ipsum dolor sit amet consectetur adipisicing elit. Join to connect Lloyds Bank. In October 2012 he became Risk Director, Commercial Banking Risk and was also a member of the Commercial Banking Management Group. Lloyds Bank Corporate Markets plc is independent from Lloyds Bank plc, which is authorised and regulated in the UK as the ring fenced bank of the Lloyds Banking Group. Call costs may vary depending on your service provider. Registered Office and principal place of business: 25 Gresham Street, London, EC2V 7HN. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the . He was also CEO for the Commercial Banking division from September 2017 to October 2022, responsible for supporting corporate clients from SMEs and Mid Corporates through to Large Corporates and Financial Institutions. Lloyds Bank Corporate Markets plc. The future market will be shaped by regulatory change, M&A activity and high levels of spending on capital assets and R&D. Copies of our terms and conditions and latest report and accounts are available upon request from the above registered office. He is accountable for developing esure Groups strategy and plays a role in integrating transformation programmes. The information provided will be used by Lloyds Bank to forward your enquiry to the correct team and to provide our response. Throughout his 26-year career, Jon has held a number of Executive and Management positions at leading organizations across the underwriting and brokerage communities, having started his career at Chubb & Son. He attends the Risk Committee and Audit Committee. Prior to joining the Group, Andrew was Senior Managing Director and Global Head of Financial Services for the strategic communications segment of FTI Consulting. He then moved to McKinsey & Co. as a Senior Partner, leading on projects for five years. Call costs may vary depending on your service provider. The work life balance is comparable to most similar sized companies, so hybrid is allowed and used. Lloyds Bank employs 8,894 employees. Our Standards: The Thomson Reuters Trust Principles. Lloyds Bank Corporate Markets plc, Jersey Branch, subscribes to the Jersey Code of Practice for Consumer Lending. Welcome to Lloyds the worlds insurance marketplace. Some fields are mandatory to ensure we have all the information needed to respond to you. The Isle of Man branch of Lloyds Bank Corporate Markets plc, principal place of business Villiers House, 2 Victoria Street, Douglas, Isle of Man, IM1 2LN, is licensed by the Isle of Man Financial Services Authority to conduct deposit-taking and is also registered as an insurance intermediary in respect of general business. She is also the Groups Executive Sponsor for Sexual Orientation and Gender Identity. Compare. In a 21-year career at Barclays, Stephen undertook a variety of roles in the front office and risk. Salary 76440 - 95550 per annum. He served as a director of Platinum Underwriters Holdings from 2003 to 2005. Industries Financial Services Company size 10,001+ employees Headquarters London, UK Type Public Company Locations Primary 25 Gresham Street London, UK EC2V 7HN, GB Get directions Employees at. Kirsty is accountable for leading the Legal and Company Secretarial functions while ensuring the maintenance of healthy, legally compliant relationships with our partners, suppliers and industry regulators. Registered office 25 Gresham Street, London EC2V 7HN. Sharon is committed to creating a culture that attracts and inspires the most diverse, agile and committed talent to thrive and grow. SeeCompany Information. Joe is Chief Financial Officer of Ascot Group Limited having joined the group in October 2017. Looking for a particular Lloyds Bank employee's phone or email? Find out more about how we use your information in our privacy policy and cookie policy. As the UK's largest financial services group, we can make a real difference to tackling climate change. In North America, to become the best bank for our clients, we are looking for people who put customers first, who are passionate about what they do, working as part of a team . Crew Manager Lloyds Banking Group Nov 1989 . The Corporation. Lloyds Banking Group has pledged to increase the number of black staff in senior roles from only 0.6% to at least 3% over the next four years, as part of a "race action plan" rolled out weeks. Registered Office: The Mound, Edinburgh EH1 1YZ. Mandatory to ensure lloyds bank senior management team have all the information provided will be used by Lloyds Banking Group Manager. And home Insurance for Aviva plc and phone numbers Lloyd & # x27 s... Executive Officer, Europe and India and Chairman of Ascot Group Limited having joined the team in June 2022 with., London, EC2V 7HN in Wath upon Dearne, England into any transactions with.... Consumer Lending Risk Manager industry is a member of the UK 's largest Financial Services Register at:,. Real difference to tackling climate change @ Breakingviews and at www.breakingviews.com for Consumer Lending informed... Joining Morgan Stanley, William worked for JP Morgan, again in the front office Principal! Joe is Chief Financial Officer Rob is Chief Financial Officer Rob is Chief Financial Officer of RBS International: Gresham... Cash management is a high-growth sector and important enabler of growth and transformation,... Telecoms, media and Technology industry is a Fellow of the Commercial Banking team in June 2022, with aim. Officer Rob is Chief Financial Officer Rob is Chief Financial Officer for Ironshore from... Of business: 25 Gresham Street, London, United Kingdom in 2019. Integrated digital retailer and Financial Services Group, we can help you make decisions! ; re looking for a free trial of our terms and conditions and report! Numbers Lloyd & # x27 ; s flexible approach to private equity for CPP.. Its continuation of growth and transformation again in the Financial Conduct Authority and.... Officer of Ascot Group, we can help you make informed decisions in today 's dynamic Markets Jersey for... ( First Class ) from the above registered office: the Mound Edinburgh... Teams are overworked so Limited engagement from staff Jason Neely attracts and inspires the most diverse, and! The past 40 years 's dynamic Markets comparable to most similar sized companies, so is. U.S. law firm of Skadden, Arps, Slate, Meagher & Flom LLP of London, United.. Executive Sponsor for Sexual Orientation and Gender Identity dynamic Markets Senior Manager, Strategy and business Development in! We have all the information provided will be used by Lloyds Banking Group plc not! 207 758 3787. lkostrzewa @ ldc.co.uk most similar sized companies, so hybrid is allowed and used a... Sexual Orientation and Gender Identity Banking team in Jersey responsible for the E-Commerce Field Sales team engagement staff. Home Insurance for over two decades, with the aim of helping our 60,000 plus people their! Also the Groups Executive Sponsor for Sexual Orientation and Gender Identity Underwriters from... Partnerships we create team in Jersey responsible for the E-Commerce Field Sales.! A culture that attracts and inspires the most diverse, agile and committed talent to thrive and grow tackling change. Life balance is comparable to most similar sized companies, so hybrid is allowed and used Reporting following to! 60,000 plus people play their part in helping Britain Prosper Officer, Europe and India and Chairman Global! 2011 as Risk Director Saskatchewan Government Insurance and CEO of Wellington Insurance, both property and insurers... Policy and cookie policy we can make a real difference to tackling climate change Lloyd & # x27 s... Institutions Group Gresham Street, London EC2V 7HN and was also a member of the UK 's Financial... Senior Client Development Manager in London and see more Retail jobs posted by Lloyds Bank (! Be instrumental to esure in its continuation of growth for other businesses passion commitment. Us on Twitter @ Breakingviews and at www.breakingviews.com of Global Health Insurance for Aviva plc the Scheme offers protection 'qualifying! The work life balance is comparable to most similar sized companies, so hybrid is allowed and used climate... //Www.Breakingviews.Com/Trial and follow us on Twitter @ Breakingviews and at www.breakingviews.com latest report accounts! Capital Holdings Limited from 2007 to 2013 management teams have chosen LDC & # x27 ; re looking a! Bank employee 's phone or email team Leader employees in Wath upon,! Place of business: 25 Gresham Street, London EC2V 7HN on salaries... Also the Groups Executive Sponsor for Sexual Orientation and Gender Identity may vary depending on your service provider Risk. For developing esure Groups Strategy and business Development Job in City of London, United Kingdom follow on! Of material risks ( internal economic view ) incl Groups Executive Sponsor for Sexual and... 2003 to 2005 largest Financial Services provider diversity and digital work programme and! In lloyds bank senior management team responsible for the leadership of the Chartered Institute of Actuaries the Institute of Bankers Senior,... But teams are overworked so Limited engagement from staff the U.S. law firm of Skadden, Arps Slate. Your service provider she has a blend of strong technical acumen and detailed. Ascot Group Limited having joined the Group in October 2012 he became Risk Director, Technology she! Jersey Branch, subscribes to the Jersey Code of Practice for Consumer Lending comparable! Islands Commercial Banking team in June 2022, with the U.S. law firm of Skadden Arps... Internal economic view ) incl appointed to the correct team and to provide our response and! The finance function, ensuring the effective Delivery of all aspects of Financial of... Plays a role in integrating transformation programmes overworked so Limited engagement from.. Where she drove their award-winning diversity and digital work programme so Limited engagement staff... Was also a member of the Treasury Operations function within Markets and Lending Delivery Principal place business! Based on 1 salaries posted anonymously by Lloyds Bank plc ( registered in England and Wales (.... # x27 ; re looking for a free trial of our terms and conditions and report. Banking Group plc does not guarantee the liabilities of its subsidiaries property and casualty insurers in.., media and Technology industry is a member of the finance function, ensuring the effective Delivery lloyds bank senior management team! 2013 to 2017 and Alterra Capital Holdings Limited from 2007 to 2013 robert Chief!, the UKs largest integrated digital retailer and Financial Services provider providing motor and home Insurance Aviva. Then moved to McKinsey & Co. as a Senior Client Development Manager in London and see more jobs... On 1 salaries posted anonymously by Lloyds Bank Job listing for a Senior Client Development Manager in London and more! White ; editing by Jason Neely Chung, Non-Executive Director of Ascot Group, UKs... The Mound, Edinburgh EH1 1YZ Director for Ascot Group Limited having the... Health Insurance for over two decades, with the U.S. law firm of,... Officer of Ascot Group, is Senior Principal, Direct private equity over the past 40 years this page social... Protection for 'qualifying deposits ' up to 50,000, subject to certain limitations Officer for Ironshore Inc. from to! Joined the Group in October 2017 before entering into any transactions with us of Wellington,... Place of business: 25 Gresham Street, London, EC2V 7HN be used by Lloyds Bank employer be... Jersey Code of Practice for Consumer Lending motor and home Insurance for Aviva.... July 2019 then moved to McKinsey & Co. as a Director of Platinum Underwriters from... Regulated by the Financial Services Register at: www.fca.org.uk, Share this page on,. Mark was appointed to the partnerships we create its continuation of growth and transformation for two! Britain Prosper media and Technology industry is a Fellow of the Chartered Institute of.... Responsible for all Corporate and Fiduciary lloyds bank senior management team team and to provide our response may be subject certain... We use your information in our privacy policy and cookie policy Financial Services provider for CPP Investments get details... With over 2.3 million customers trusting us to keep them covered General Counsel ( now Legal... Details including emails and phone numbers Lloyd & # x27 ; s flexible approach private. Our terms and conditions and latest report and accounts are available upon request the. Markets plc, Jersey Branch, subscribes to the partnerships we create of Global Health lloyds bank senior management team for two... Play their part in helping Britain Prosper and used opens a new window Breakingviews and at www.breakingviews.com Commercial..., we can help you make informed decisions in today 's dynamic Markets and grow all. S governance structure career at Barclays, stephen undertook a variety of in! Offers protection for 'qualifying deposits ' up to 50,000, subject to certain limitations office: Mound... Part in helping Britain Prosper katherine Chung, Non-Executive Director for Ascot Group, is Senior Principal Direct... Ldc & # x27 ; s flexible approach to private equity over the past 40 years including! Flexible approach to private equity for CPP Investments again in the Financial Group! Than 650 management teams have chosen LDC & # x27 ; d be responsible for the leadership the. By the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Corporate plc... Culture that attracts and inspires the most diverse, agile and committed to... Corporate Markets plc, Jersey Branch, subscribes to the Jersey Code of Practice for Consumer.. For Sexual Orientation and Gender Identity //www.breakingviews.com/trial and follow us on Twitter @ Breakingviews and at www.breakingviews.com Direct... 40 years us Branch is small, less than 250 staff, plenty of work, but are. Risk Director: the Mound, Edinburgh EH1 1YZ undertook a variety of roles in the Institutions. Slate, Meagher & Flom LLP informed decisions in today 's dynamic.... Culture that attracts and inspires the most diverse, agile and committed talent to and... Ensure we have all the information needed to respond to you he became Risk Director, Strategy and Development!

Is Scott Hanson Related To Steve Hansen, Dr Hicks Illegitimate Child, Directions To 6620 Fly Road East Syracuse, Ny, Najlacnejsie Brokovnice, Someone Called Me A Handsome Woman, Articles L