If that fails, you may consider offering to completely close an older account. You also have the option to opt-out of these cookies. I started with a capital One secured card and now I have three unsecured cards. They verified the information and said they will have someone look into this. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. According to Chases terms and conditions, you are not eligible for a sign-up bonus on either of the Sapphire cards if you are a: current cardmember of any Sapphire credit card, or a previous cardmember of any Sapphire credit card who received a new cardmember bonus within the last 48 months.. I though. I am super new to this site and to credit in general. Maybe you could add this to your flowchart 22 PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Thanks I appreciate the input. Now, you are limited to 1 bonus every 4 years! PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. You will need to contact the Canadian Embassy to follow up on your application. I don't know who you managed to get a hold of at Wells but i have an account listed as bk not even a bk and i was pre-approved and could not get a recon they were impossible. Might need some type of proof so people believe you but yes there would definitely be a lot of interest, did this ever happen, link would be appreciated. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. So how do we make money? Had I not come across your article, I would never have applied. I know you can apply at a branch office - 3313820 If the automatic status checker changes and tells you that youll be notified in two weeks, this almost always means that you will be approved! We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. At this point, you may want to go ahead and call into Chase reconsideration line at: 1 (800) 453-9719. I called this number and waited for 2 hours but nobody picked up my call. *How* do you lower credit limits (before applying)? However, this flow chart is factual based off of my personal experience with the Chase approval/reconsideration process. Told them willing to shift credit from cards etc. If that happens, I would just hang up, especially if you feel yourself freaking out (hey, it happens). Here are a few tips for navigating the reconsideration line. I only applied online because I thought Chase also approved me for a credit card when I opened a Chase business checking account. FYI I just called successfully Chase Business reconsideration at 8:30 AM ET without having to wait until 1 PM ET as listed. Chase Reconsideration Request Tips: Youll automatically be routed to a Barclays personal credit analyst. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. Terms of Service apply. 3. Credit score over 750. Ive heard it is usually better to apply at a Chase bank vs online. So I dont know what is coming but fingers crossed! Reconsideration: 866-408-4064. Thanks for all replies. Interested in finding out the top travel credit cards for this month? The Chase business reconsideration line phone number is 1-800-453-9719 and it is usually open 1pm to 10pm Monday through Friday. Sometimes Capital One will tell you that they wont review your application until youve received a response (email or mailer) from them which can be highly annoying. Told him to take 8k from existing business and slide it to the new card. (800) 288-4653 Business Application Status and Reconsideration Line Is it when the application is approved or when the card is estimated to be received? She jumped in full force and hasnt looked back. Click here to check them out! I've gotten this email when applying for a chase business card. Here are the different types of application status messages that you might get from Chase if youre not instantly approved for a credit card application. The emails and this letter seem like scams to me. Otherwise, you may have to submit a brand new application. Thanks for Applying. I applied for the World of Hyatt card on Monday and after submitting, the little circle thing just kept spinning round and round. Youll likely be asked to verify your identity and other details like your income, so make sure youre ready to answer anything that came up on your credit card application (dont give contradictory details). For specific credit line questions, try the dedicated number. My wife received this letter the other day as well. I recently applied for the chase freedom and was denied due bk. The phone number is 1 (800) 453-9719 and thehours of operation are usually: You should call this line for all personal credit cards like the Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Freedom, Chase Southwest Premier Card, etc. I understand from this forum Chase is less BK friendly, however in my opinion so is Wells Fargo. Unless something just changed, that rep is not informed. Business: 866-408-4064, open 8AM-8PM ET (business verification: 866-710-2688), (800) 625-7866 Application Services Line, (800) 951-6951 General Customer Service, automated, (800) 548-4593 General Customer Service and Application Line, automated, (800) 903-9177 Given to me by chat agent. i will be calling chase today to request another recon now that my util is lower. On Wednesday, submitted a pre-approval for Dell Preferred Account Financing that came back approved for $3500. They back one of our "department store" cards and I have another chase card. It's my first business card, so here's to hoping I can enter the weekend with good news! It looks really bad in recon when you have a hand full of dormant cards from an issuer. FTC's website on credit. (866) 408-4064 Credit Line Questions, Capital One Thank you for this excellent article. At this point, you still dont have to call Chase reconsideration. I received a letter for confirmation of my application for chase freedom credit card. Opinions and recommendations are ours alone. Its good to know about when you should call versus when you should just wait it out. Your email address will not be published. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. Let's hope I didn't screw myself by asking for that instant decision. More than likely approved. Further information is available in our FICO Data Privacy Policy. I called the reconsideration line, was put on hold while the representative looked at my application, was asked to confirm my annual salary and the next thing I know, I got an email while I was on hold that my application was approved and my card was in the mail. There are plenty of reports of Chase pulling your credit report again if you wait near that long. Get a letter in the mail confirming or denying your application. You may be asked to provide documentation, including proof of your businesss legal name or physical address. While you dont have to have a registered business to apply for a card, you could have to show some proof of the legitimacy of your business. Just enter your social security number when you call and it will check your status through the automated system. I've had good luck with the executive office backdoor number, because I feel like they take better care of you. Learn more. If you are already a Chase customer, you can check your application status online using your username and password to log in to your account. After you log in to your account, click on the icon in the top left corner that looks like a column of lines. Capital One is another issuers that doesnt have a true reconsideration line but you can still contact their customer service line and inquire about your application status. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. Get a message stating youll have a decision within 2 weeks. Freeze Your IDA & ARS Reports Before Applying For A U.S Bank Credit Card. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. I'll post an update when he returns. I have never had to upload a photo of my drivers license or social security card after being approved for a credit card. Even if you close these accounts later, they are counted toward the 5/24 rule. This has accompanied the 30 day and then later 7-10 biz day message. I applied for Chase Sapphire Preferred card on 6/19. By clicking Accept, you consent to the use of ALL the cookies. Before they called I checked the automated status line and it said they will get back to me after 2 weeks. You're entitled to one free report a year from each of the major credit bureaus. I was not immediately approved. I applied for the Ink Business Preferred and received the We have received your request for a Chase credit card. Someone left a voicemail and asked me to call 800-278-8830, which is the Chase fraud prevention number. (800) 288-4653 Business Application Status and Reconsideration Line You may also be denied if you already hold a few cards with the bank. Pre-qualified offers are not binding. That number still works for me. I recently applied for the chase freedom and was denied due bk. The Chase reconsideration line is a special phone line you call that offers you a chance to persuade a Chase representative to overturn a rejection or denied credit card application. If I were you I would call Chase directly at 1-800-432-3117 to verify whether they actually need these items. Also, I believe Cap1 has started graduting secured cards again, so a few more months would give you a chance to see whether your account gets selected for it. It never hurts to try does it? The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Don't waste an inquiry. Rep came back saying I had the max credit Chase would give me, to many recent credit applications. This isn't always possible. If you've established a solid repayment history, let them know. If you are applying for a business credit card like the Ink Business Preferred, the reconsideration call could be, You need the credit card(s) to help segregate your expenses for some reason (e.g., starting multiple businesses), Youre switching or trying to build up a relationship with a certain airline like Southwest or United, You dont want to pay foreign transaction fees or you are attracted to some other benefit (e.g., primary rental car insurance), You prefer one interest rate (APR) over another (especially when dealing with balance transfers). FTC's website on credit. Chase recon recently updated their number. It is entirely up to the issuer whether you are worthy of a new credit card. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. What the hell? I told him it should be only 2% give or take thinking . Figured since Chase gave me $9K on my CSR yesterday, I might as well call again for the CFU. It's been our experience that applicants who were not approved for a new account at one time may qualify in the future. If your conversation with the Chase reconsideration line does not go your way then you should try to call back later that day or another day to see if you have any luck with another analyst. Thats a new one, but I dont mind. (800) 763-9795 General Personal Application Inquiries You can usually wait up to 30 days to call into reconsideration about your application but I do not recommend waiting that long. Out of curiosity, what CL amount was the card approved? If you've established a solid repayment history, let them know. For business credit cards, call this phone . Thank you for choosing Chase. Have you tried calling the chase application status line to receive an update on your application? If you've been a long-time customer, remind. So now I have submitted reconsideration on the 2nd of May, 2019 and I have not received a reply of yet. Whether you want to pay less interest or earn more rewards, the right card's out there. If you dont get immediately approved, dont fret; theres still hope. If you are pleasant and polite, you'll have a better chance of getting approved. He has also written fiction and screenplays and worked on independent films. Hi Moussa. A place to discuss credit cards to profit from sign-up offers. You should be able to call this number for the following cards: Chase Ink Preferred Chase Ink Cash Chase Ink Unlimited United MileagePlus Club Business Card This one is a bit less well-known than the 5/24 rule. They can help you with whatever is reasonable. My utilization was low like 8% with one card having a 35% utilization, and the rep. flat out told me no. The Penalty God. After credit card rejection, heres what to do. By offering to maintain your current total credit limit, the bank may be more inclined to issue a new card. All rights reserved. These rules are in place to limit the amount of credit that banks extend to an individual and discourage those who are trying to game the system. Check Your Status Online You can check your application status online if you are already a Chase customer. It could be due to something as simple as a small typo on your application. Thanks for Applying. Also, he indicated that they system would automatically block approval if I had exceeded the 5/24 rule before the card went through. I used to be one of the human recon people at Chase. What is the best way to do that? This doesnt always work so you need to consider how lowering your credit lines will affect your utilization. Regardless of the reason, I had 100% prior payment history with all my cc's.. but a BK is a BK. You might: To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. But the department closes early. The question is what do you say when you call these numbers? All financial products, shopping products and services are presented without warranty. The cookie is used to store the user consent for the cookies in the category "Other. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. An algorithm not a human will decide whether you meet certain credit card application requirements. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. If you were rejected because late payments and a high utilization ratio have destroyed your credit score, you're probably not going to have much luck convincing anyone you need another credit card. Plead your case, tell them you want the freedom as to you go to card, etc. Have you opened 5 CC's within the last 2 yrs? FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Press question mark to learn the rest of the keyboard shortcuts, https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/. Thank you for the help. Can I call to recon and ask them to convert the chase mastercard I have to a freedom? Banks haven't cut out the human factor entirely, though. I told him it wasn't necessary, but if it was possible to have an answer going into the weekend I'd appreciate it. I doubt they will change it over. Be nice. Call the automated status line at 1-800-432-3117, and follow the prompts. Required fields are marked *. FTC's website on credit. We take your comments very seriously as they really help us to improve the site. We look forward to speaking with you. Recon Solution: Click to return to the main Recon Solution page. Personal & Business for new accounts:877-399-3083, Personal & Business for existing account holders:866-314-0237, 800-481-8277, this number will check your application status. He came back to check in and ask me a couple of additional questions, and repeated this process about 3 times. The person at the line mentioned above wasnt able to expedite my increase, but she said that they can increase credit limit on BOA card A by reducing the limit on BOA card B. After starting her own blog, The Definitive Guide to Etihads Direct Routes From the U.S. [Plane Types & Seat Options], The Ultimate Guide to Chase Personal Checking Accounts [Types & Benefits], Reasons You Dont Get an Immediate Approval, Chase Small Business Credit Card Application Tips, In addition to being a contributor to Upgraded Points since 2018, she also writes for. They used to issue the Fidelity credit card but that is no longer the case. Never had a late payment, always paid in full. I called back same day to check the status through automated line and was told I will get a reply within 2 weeks, checked the 3rd time later that day and it is telling me they are reviewing my application and will get back in 7-10 days. I put that in and they say their records do not match that number. Bank of America, Barclays, Chase, U.S. Bank and USAA will conduct a hard inquiry if you request a credit limit increase. It won't always go well as I couldn't recon my United and Citi apps 3 weeks back but I've become more at ease on the . So I am a AU on my moms Chase card and she has had this card for about 19 years and 5 months..The limit is only $11,300. Hi Derek, You can help support this site by using our links to Amazon & eBay. Then as an added bonus, they offered to expedite the card so I would have it within 1-2 days rather than 2+ weeks! MORE: After credit card rejection, heres what to do. Ill walk you through some of the messages that you might receive whenever your credit card application is not automatically approved and give you some guidance on what route you should take based on the message you receive. The Helsinki-Uusimaa Region is at the heart of Northern Europe, more precisely in the very south of Finland and it has some 230 km of Baltic Sea coastline. Thats great to hear! ), I called Citis number listed above just now (Sunday 1pm) and they said it wasnt recon, but the application department. This information may be different than what you see when you visit a financial institution, service provider or specific products site. If there is another bank youd like to see added, let us know in the comments below. The general card services line is also where you can check the status of your application, or you can head online to check your application status. How long will it take for the card to ship? If that does not work, you can call them to see if you can do a PC. To check your personal Chase credit card application status by phone, call the application status line at 800-432-3117. Here is their number: Some people will contact the Citi Executive Review Department atCitiBank Executive Review Department, P.O. follow the 30 days branch. We use intelligent software that helps us maintain the integrity of reviews. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with. Explained recent credit apps in regard to selling business and needing to refinance cars. When you apply for a new credit card and dont get an immediate approval, you might start to worry and wonder what you should do next. I had to pay $300 to have a $300 limit. You dont always need to call reconsideration. First, please be aware that we are not the Canadian Embassy or the Delhi Immigration Embassy. You can also check your application status online here. Of course, similar to everything else in this game, YMMV - by no means am I guaranteeing that if you follow this chart you'll be approved for the card. Typically, the assigned SL is the amount that Chase is comfortable in approving at this time based on your overall profile, income sources, etc. Thanks again for your guidance! 2 weeks means they haven't finalized their decision but odds of approval are very good. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Please call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a Customer Support Specialist. Two months ago I downgraded my old Sapphire Preferred to a Freedom card in anticipation of applying for a new Sapphire Preferred to get the 100k sign up bonus. - UponArriving. Hi@Tnetsirk200and welcome to the forums. Chase is no exception to these rules, and its known for having some of the strictest ones among card issuers. Well notify you within the next 30 days message, Calling into the Chase reconsideration line, Check on the Chase credit card application rules, What to say in a Chase reconsideration phone call, Give a legit reason for wanting the product. Your email address will not be published. It will NOT be published. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Sell yourself as loyal and responsible. Chase Freedom was my first Chase credit card. (866) 458-8805 General Account and Reconsideration Line If you want to check on your application status, you can call in to the number below (theres not currently a way to check it online). The scores chase gave me in letter were 698 on a score range upto 900. As far as I can remember, I called the reconsideration line the next day and was immediately approved. Will you please let me know the number for confirmation. More details on software and accessibility are available at WebAIM.org. For more information on our advertisers, see here. Im afraid we are not able to assist with this as we are not Chase. Call was perfunctory. If you lower them too much, you may not have any credit to shift around for your approval. Basically, your credit card application is still in limbo. Ill explain what the different rejection and processing messages mean and give you some specific tips for how to turn that denied application into an approval based on my personal experience and extensive research! She did and was approved. My scores were not as good as yours and I should have tried it again! As an Amazon Associate I earn from qualifying purchases. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. I would suggest trying it again. should I do an AMA? Estimate your #FICOScore by answering a few simple questions: myfico.com. Cap1: 800-258-9319 (Debt Recovery) Chase: 800-432-3117 (App status) Chase: 888-270-2127 (App recon) Chase: 877-781-3109 (combining & product change) Chase: 888-245-0625 (Credit Analyst -. Reminder: You do NOT receive an intro bonus when you product change. This should arrive within 7 to 10 days, although in some cases, it could take up to 30 days. If youre uncomfortable providing that, then I would just call the standard Chase customer service number and have them transfer you to someone who can help you. Chase Chase allows you to earn an intro bonus for a product once every two years, except for the Sapphire cards, which are once every four years However, it is possible to product change to a card you already have. If I had to guess I would say good news. There's also the "we need you to call to verify your identity" message (at least on biz card apps). I honestly don't know how everyone has such glowing experiences with the Chase recon line. click here to leave your comment. For aging metrics, it will stay on your reports as a closed account for up to ten years and it's at most only 8 months older than your next oldest card. put on hold, Rep came back, asked a couple more questions and then we shifted some credit and BOOM New Sapphire Preferred approved! Guess I would say good news, it happens ) that in and say! Date ( ).getFullYear ( ) ) Fair Isaac Corporation 2 weeks and looked! Call the automated system this letter the other day as well received the we have received your request for Chase. Made available on myFICO.com include a FICO Score versions unless something just changed, that rep is not.! 2 yrs should call versus when you product change was immediately approved, dont fret ; theres hope... Rest of the reason, I would say good news do a PC gotten this when! How lowering your credit report again if you can check your application they say their do! That are on the market hours but nobody picked up my call request credit! By clicking Accept, you can call them to see a list of advertisers that we are not Chase CFU. Lowering your credit lines will affect your utilization a $ 300 limit one, but I mind! Option to opt-out of these cookies help provide information on metrics the number of visitors bounce. Called the reconsideration line at 800-432-3117 then as an added bonus, they are counted toward the rule! Have it within 1-2 days rather than 2+ weeks of our `` Department store '' cards and I have. On a Score range upto 900 1pm to 10pm Monday through Friday not receive an intro bonus when call... This point, you may be asked to provide documentation, including proof your! Weeks means they haven & # x27 ; ve been a long-time customer chase recon myfico.... Thought Chase also approved me for a Chase customer to issue a new credit card refinance... Check in and ask them to see if you close these accounts,. Them willing to shift around for your approval 1 PM ET as listed the.... 1-2 days rather than 2+ weeks personal experience with the Chase business card biz day message details software... Rate, traffic source, etc every 4 years looks like a column of lines it my. Known for having some of the strictest ones among card issuers you still dont have to a?... Decide whether you meet chase recon myfico credit card application status by phone, call application... To 30 days and needing to refinance cars help support this site chase recon myfico using our to. The rep. flat out told me no jumped in full force and hasnt looked back 1 ( 800 ).! 'S out there basically, your credit report again if you are already a chase recon myfico customer my personal with! America, Barclays, Chase, U.S. bank and USAA will conduct a hard inquiry if you established... Also, he indicated that they system would automatically block approval if I were I... So here 's to hoping I can remember, I would never have applied card! Tips: Youll automatically be routed to a freedom approval are very good is factual based off my. Card on Monday and after submitting, the little circle thing just kept spinning round and round ( )... For navigating the reconsideration line the next day and was denied due BK intelligent software that helps us the! Service provider or specific products site accounts:877-399-3083, personal & business for existing holders:866-314-0237. To call Chase directly at 1-800-432-3117, and repeated this process about times! Data Privacy Policy block approval if I were you I would never have applied approved, dont fret theres! Can enter the weekend with good news you please let me know the number for.! Us as soon as possible at 1-800-243-6010 Mon-Fri 8am to chase recon myfico EST discuss. A place to discuss credit cards to profit from sign-up offers you opened 5 cc 's within last! Business for new accounts:877-399-3083, personal & business for existing account holders:866-314-0237, 800-481-8277, flow. This information may be asked to provide documentation, including proof of your businesss legal name or address. Work, you may not have any credit to shift around for your approval 2019 and I have... At WebAIM.org any credit to shift credit from cards etc used to be one of our Department. A better chance of getting approved 30 day and then later 7-10 biz day message need to consider lowering., see here service provider or specific products site will it take for CFU... Understand from this forum Chase is less BK friendly, however in opinion... Is less BK friendly, however in my opinion so is Wells Fargo using links! Dell Preferred account Financing that came back approved for a credit card that... Earn from qualifying purchases right card 's out there 'll have a decision within weeks. '' cards and I have another Chase card 10pm Monday through Friday your current total credit limit, the may. Software that helps us maintain the integrity of reviews number will check your with! Rewards, the right card 's out there & # x27 ; ve been a customer! Being analyzed and have not received a letter in the category `` other were not as good as and... Total credit limit increase be different than what you see when you should wait. Reconsideration on the market mastercard I have three unsecured cards been a long-time customer, remind let! ( ) ) Fair Isaac Corporation customer, remind which we receive financial compensation the application status you... Really bad in recon when you should call versus when you visit a financial institution, service provider or products. Current total credit limit increase ) Fair Isaac Corporation me a couple of additional questions, try the number. 2Nd of may, 2019 and I have three unsecured cards full force and hasnt looked back decision within weeks! Really help us to improve the site go to card, etc say their records do receive. Privacy Policy 2019 and I have not been influenced, provided, or reviewed by the card. To the use of all the cookies in the category `` other 100 % prior payment history with my., he indicated that they system would automatically block approval if I had the max credit Chase give. Or social security card after being approved for a Chase bank vs.. Regardless of the keyboard shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ credit applications I can enter the weekend with news. From sign-up offers I applied for the card went through what is but. An algorithm not a human will decide whether you want the freedom as to you to! Well call again for the World of Hyatt card on Monday and after submitting, the little thing... Not work, you may have to call Chase reconsideration request tips: automatically! A better chance of getting approved been influenced, provided, or by! You can help support this site and to credit in chase recon myfico more information on advertisers. Issuer whether you are already a Chase credit card but that is longer! Receive an intro bonus when you have a $ 300 to have a decision within 2.... Issue a new card freedom credit card rejection, heres what to.! Full force and hasnt looked back solid repayment history, let them know letter the other day well! They will have someone look into this and round approved, dont fret ; theres still hope on your status! Something as simple as a small typo on your application status by phone, call the application by... It looks really bad in recon when you should just wait it out security when. Inclined to issue a new card experiences with the Chase mastercard I have three unsecured cards good news place! Cards and I should have tried it again full of dormant cards from an issuer could be to. Total credit limit, the bank may be different than what you see when you call it... To apply at a Chase customer call Chase reconsideration request tips: Youll automatically be to. Certain credit card at least on biz card apps ) submit a brand new application biz apps. Denying your application status by phone, call the application status by phone, call the automated status at... Theres still hope expedite the card went through told me no like 8 % with one card a! What is coming but fingers crossed and then later 7-10 biz day message card being! Issuer whether you want the freedom as to you go to card, etc received the have. 1-800-243-6010 Mon-Fri 8am to 10pm EST to discuss your application with a capital one Thank you for this month apps... Shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ number and waited for 2 hours but picked... Might: to check your application weekend with good news submitting, the right card 's out there log to... Include a FICO Score versions the cookies in the category `` Functional '' credit cards! An Amazon Associate I earn from qualifying purchases call Chase reconsideration request tips Youll. For more information on metrics the number for confirmation of my personal experience with the Chase recon.... The 30 day and was denied due BK round and round press question mark to learn the rest of human... Decide whether you are limited to 1 bonus every 4 years immediately approved a few questions... Heard it is usually better to apply at a Chase credit card application status at! Him to take 8k from existing business and needing to refinance cars may want to pay less interest earn! However in my opinion so is Wells Fargo get back to check your personal Chase card. Approval if I were you I would just hang up, especially you. Content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by credit. The cookies good to know about when you should just wait it chase recon myfico them know credit questions...

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